No Credit Check Loans Arranged is a trading style of Interfinancial Limited, an
online loans broker. Our address is Dixcart House, Sir William Place, St. Peter Port,
Guernsey GY1 1GX.
We take our obligations under the Data Protection Act 1998 and all related regulations
("the Act") very seriously and have taken steps to ensure compliance with the provisions
of the Act.
By using the Site generally, you agree to the principles set out below. Defined terms
Please read the following policy to understand how we will treat your personal data
when you use our site. If this policy changes then we will let you know via our homepage
but we assure you that we only use your data as specified here and for our legitimate
How do we collect data?
We can collect data on you from in variety of different ways.
When you request a quote or complete (or partially complete) a loan application form
on the site;
When you become a subscriber;
When you speak to our customer services personnel;
Via implicit data capture measures such as studying which pages you read the most
In any of the above cases the data we collect could be personal data.
What do we do with your personal information?
When you apply via the site, we may need to collect information about you to process
the transaction, fulfil your order and provide you with the services you expect.
This information may include, but is not limited to, details such as your name, your
address and your email address.
Unless we have your express consent we will only disclose personal data to third
parties if this is required for the purpose of providing you with your loan. This
is of course subject to the proviso that we may disclose your data to certain permitted
third parties, such as members of our own group, our own professional advisers who
are bound by confidentiality codes, to help process and administer any loan that
you require and when we are legally obliged to disclose your data.
Interfinancial Limited retains and uses your personal information to provide you
with the best online e-commerce experience by providing you with a personalised service
and to give you details of offers which we think will be of interest to you. We may
also use the information to process any transactions you undertake with us and for
internal administration and analysis.
We do not sell, rent or trade your personal information to third parties for marketing
purposes without your express consent.
In the UK we operate and are registered in accordance with applicable data protection
legislation. Interfinancial Limited conforms to the requirements of the Data Protection
Act, 1998. ("The Act")
DATA PROTECTION ACT 1998
By providing us with your personal information on our website or in the course of
using our services, you consent to the transfer of your Personal Data and Sensitive
Personal Data, and any other data we acquire about you from third-party service providers
in the process of evaluating you for a loan, to companies outside the EU, including
but not limited to, other consumer credit lenders and their affiliates.
As a condition of extending credit, some lenders you may be matched with may run
a credit check from a major credit reference agency, and fraud prevention agencies
for information on all named person(s) on the application or enquiry. The information
provided by the credit reference and fraud prevention agencies will be used to help
make credit ie credit related decisions, to verify identity, for the prevention and
detection of fraud and/or money laundering, and to manage accounts.
I/we confirm that I/we have the consent of any third party whose details I/we may
disclose to Interfinancial Limited ("You") to disclose such details and to authorise
You and the third parties referred to in the paragraph below to process such details
for the purposes of assessing my/our application and administering and enforcing
any subsequent loan which may be granted to me/us. I/we also confirm that you have
my/our permission to pass my/our details to more than one lender/broker to find me/us
the best possible rate for my/our circumstances. I/we agree that You and any lender
or broker partner resulting from this application (the "Lender or Broker") shall
be entitled to use and process, by any medium, the information given by me/us in
this application form and any other information about me/us which may be acquired
during the lifetime of any loan ("the Data") for the following purposes:-
i providing the information to and searching the files of one or more licensed credit
reference agencies (such agencies will keep a record of such search to confirm the
information and for the purposes of credit assessment or account administration).
ii To disclose the information to credit reference agencies when requested by them
for consideration of any future applications for finance made by you or members of
your household/family or for fraud prevention and/or tracing debtors - the agencies
may also disclose your information to other lenders for these purposes.
iii To disclose the information to any of our broker partners and/or to other potential
lenders/mortgagors and/or to mortgage brokers or third parties (e.g. debt counsellors
and insurers) for the purposes of assessing your application, and administering and
enforcing any subsequent loan which may be granted.
iv Disclosing the data to any third party who replaces Interfinancial Limited in
its capacity as a broker.
v To contact you or any other person referred to by you in connection to the application
or enquiry you have made. You are, of course, under no obligation to apply for any
of the products or services offered
You also agree that we may disclose your information to:
i A lender or lenders in accordance with your application.
ii Other brokers if we are unable to arrange finance for you.
iii Other carefully selected product suppliers in the future with a view to them
offering you products they feel may be of interest to you.
iv Any regulatory bodies to ensure we are processing information correctly and complying
with regulatory requirements.
v Other legal authorities if required by law.
Information held by us will be processed only for purposes for which we have registered
under the Data Protection Act. Upon you making a request in writing we will provide
you with a copy of the information which we hold concerning you on payment of a fee
By disclosing your personal information to us using this website or over the telephone,
you consent to the collection, storage and processing of your personal information
To change your e-mail address details send an e-mail with your correct details to:
If you need to modify or change your personal details after you have made an application
on the site please e-mail us at email@example.com as soon as possible.
If you have any questions or concerns about the information we hold about you, you
can also email us at
firstname.lastname@example.org or call us on 01227 647030